Insurance companies often play deceptive games to deny injured workers the benefits they deserve. One alarming trend is adjusters mailing crucial documents, like the PLN-03 form, directly to injured workers without informing their lawyers. This sneaky tactic can start the countdown on a worker’s right to dispute their impairment rating, leaving them vulnerable and uninformed. If you miss the critical ninety-day deadline, you could lose your chance to challenge an unfair rating and jeopardize your benefits. Don’t let this happen to you—learn how to protect your rights and navigate the complexities of the workers’ compensation system effectively.